:root{
  --ink:#101828; --ink-soft:#4A5468; --paper:#F6F7FA; --paper-raised:#FFFFFF;
  --navy:#0E2350; --navy-soft:#E8ECF7; --orange:#F5923B; --orange-deep:#D9741E;
  --blue:#4361EE; --green:#34A868; --green-bg:#E7F6EE; --red:#D64545; --red-bg:#FCEAEA;
  --line:rgba(16,24,40,0.10); --shadow:0 8px 24px rgba(14,35,80,0.10); --radius:14px;
}
[data-theme="dark"]{
  --ink:#F1F3F8; --ink-soft:#A7B0C0; --paper:#0B1220; --paper-raised:#131C30;
  --navy:#0A1A3D; --navy-soft:#18233F; --orange:#F5923B; --orange-deep:#FFAB63;
  --green-bg:#123227; --red-bg:#33191A; --line:rgba(255,255,255,0.10);
  --shadow:0 8px 24px rgba(0,0,0,0.35);
}
*{box-sizing:border-box;}
body{margin:0;background:var(--paper);color:var(--ink);font-family:'Plus Jakarta Sans',sans-serif;line-height:1.6;transition:background .2s,color .2s;}
h1,h2,h3{font-family:'Poppins',sans-serif;font-weight:600;color:var(--ink);margin:0;}
a{text-decoration:none;color:inherit;}
.wrap{max-width:1120px;margin:0 auto;padding:0 24px;}
.eyebrow{display:inline-flex;align-items:center;gap:6px;font-size:12px;letter-spacing:.08em;text-transform:uppercase;color:var(--orange-deep);background:rgba(245,146,59,.12);padding:5px 12px;border-radius:100px;font-weight:700;margin-bottom:14px;}
.accent{color:var(--orange);}
section.alt{background:var(--navy-soft);}

header{position:sticky;top:0;z-index:40;background:var(--navy);border-bottom:1px solid rgba(255,255,255,.08);}
.nav{display:flex;align-items:center;justify-content:space-between;padding:14px 0;}
.logo{display:flex;align-items:center;gap:10px;}
.logo img{height:36px;width:auto;}
.navlinks{display:flex;gap:26px;font-size:13.5px;font-weight:500;color:rgba(255,255,255,.75);}
.navlinks a:hover{color:#fff;}
.navcta{display:flex;align-items:center;gap:8px;}
.btn-hubungi{display:inline-flex;align-items:center;gap:7px;padding:10px 18px;border-radius:100px;font-size:13.5px;font-weight:600;background:#fff;color:var(--navy);white-space:nowrap;cursor:pointer;border:none;font-family:inherit;}
.btn-hubungi:hover{background:var(--navy-soft);}
.btn-calc{width:38px;height:38px;border-radius:50%;background:var(--orange);color:#fff;display:flex;align-items:center;justify-content:center;font-size:16px;flex-shrink:0;}
.btn-calc:hover{background:var(--orange-deep);}
.icon-toggle{width:36px;height:36px;border-radius:50%;background:rgba(255,255,255,.1);color:#fff;border:none;display:flex;align-items:center;justify-content:center;font-size:15px;cursor:pointer;flex-shrink:0;}
.icon-toggle:hover{background:rgba(255,255,255,.18);}
.lang-toggle{width:auto;padding:0 10px;font-size:12px;font-weight:700;}
@media(max-width:900px){.navlinks{display:none;}}

.btn{display:inline-flex;align-items:center;gap:8px;padding:11px 20px;border-radius:100px;font-size:14px;font-weight:600;cursor:pointer;border:none;font-family:inherit;}
.btn-gold{background:var(--orange);color:#fff;}
.btn-gold:hover{background:var(--orange-deep);}
.btn-outline{background:transparent;border:1.5px solid var(--ink);color:var(--ink);}
.btn-outline:hover{background:var(--ink);color:var(--paper);}

.hero{position:relative;overflow:hidden;background-color:var(--paper);background-image:radial-gradient(rgba(120,130,160,.18) 1.5px,transparent 1.5px);background-size:24px 24px;}
.hero::before{content:"";position:absolute;top:-120px;right:-120px;width:420px;height:420px;border-radius:50%;background:radial-gradient(circle,rgba(245,146,59,.22),transparent 70%);pointer-events:none;z-index:0;}
.hero::after{content:"";position:absolute;bottom:-160px;left:-100px;width:380px;height:380px;border-radius:50%;background:radial-gradient(circle,rgba(14,35,80,.14),transparent 70%);pointer-events:none;z-index:0;}
.slide{position:relative;z-index:1;display:none;max-width:1120px;margin:0 auto;padding:64px 24px 48px;grid-template-columns:1.1fr .9fr;gap:48px;align-items:center;}
.slide.active{display:grid;animation:fadein .5s ease;}
@keyframes fadein{from{opacity:0;transform:translateY(6px);}to{opacity:1;transform:translateY(0);}}
.slide h1{font-size:42px;line-height:1.15;margin-bottom:18px;}
.slide p{font-size:16px;color:var(--ink-soft);max-width:460px;margin-bottom:28px;}
.hero-actions{display:flex;gap:12px;flex-wrap:wrap;}
.stamp{position:relative;width:100%;aspect-ratio:1/0.82;border-radius:20px;background:var(--navy);overflow:hidden;display:flex;align-items:flex-end;padding:22px;}
.stamp-badge{position:relative;background:var(--paper-raised);border-radius:14px;padding:16px 18px;box-shadow:var(--shadow);display:flex;align-items:center;gap:12px;width:100%;}
.seal{width:46px;height:46px;border-radius:50%;background:var(--orange);color:#fff;display:flex;align-items:center;justify-content:center;font-family:'Poppins',sans-serif;font-size:13px;font-weight:600;flex-shrink:0;text-align:center;}
.slide-dots{position:absolute;bottom:16px;left:0;right:0;display:flex;justify-content:center;gap:8px;z-index:5;}
.dot{width:8px;height:8px;border-radius:50%;background:var(--line);border:none;cursor:pointer;padding:0;}
.dot.active{background:var(--orange);width:22px;border-radius:5px;}
.slide-arrow{position:absolute;top:50%;transform:translateY(-50%);width:38px;height:38px;border-radius:50%;background:var(--paper-raised);border:1px solid var(--line);cursor:pointer;z-index:5;display:flex;align-items:center;justify-content:center;font-size:16px;color:var(--ink);box-shadow:var(--shadow);}
.slide-arrow.prev{left:0;} .slide-arrow.next{right:0;}
@media(max-width:820px){.slide{grid-template-columns:1fr;padding-top:32px;}.slide h1{font-size:30px;}.slide-arrow{display:none;}}

.trust{background:var(--navy);color:#fff;padding:22px 0;}
.trust-row{display:flex;justify-content:space-between;flex-wrap:wrap;gap:20px;}
.trust-item{display:flex;align-items:baseline;gap:8px;}
.trust-item b{font-family:'Poppins',sans-serif;font-size:22px;font-weight:500;color:var(--orange);}
.trust-item span{font-size:13px;color:rgba(255,255,255,.8);}

.lead-scrim{position:fixed;inset:0;background:rgba(10,16,30,.55);z-index:90;display:none;align-items:center;justify-content:center;padding:20px;}
.lead-scrim.open{display:flex;}
.lead-modal{background:var(--paper-raised);border-radius:18px;max-width:520px;width:100%;max-height:90vh;overflow-y:auto;padding:30px;position:relative;box-shadow:0 24px 60px rgba(0,0,0,.25);}
.lead-modal .mclose{position:absolute;top:16px;right:16px;background:none;border:none;font-size:20px;cursor:pointer;color:var(--ink-soft);}
.lead-card .frow{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-bottom:12px;}
.lead-card label{font-size:12.5px;font-weight:600;color:var(--ink-soft);display:block;margin-bottom:5px;}
.lead-card input,.lead-card select{width:100%;border:1px solid var(--line);border-radius:8px;padding:11px 13px;font-size:13.5px;font-family:inherit;background:var(--paper);color:var(--ink);}
.lead-card input:focus,.lead-card select:focus{outline:none;border-color:var(--orange);}
.lead-consent{display:flex;align-items:flex-start;gap:8px;font-size:12px;color:var(--ink-soft);margin:14px 0;}
.lead-consent input{width:auto;margin-top:2px;}
.lead-submit{width:100%;padding:13px;border-radius:100px;background:var(--orange);color:#fff;border:none;font-size:14.5px;font-weight:600;cursor:pointer;font-family:inherit;}
.lead-submit:hover{background:var(--orange-deep);}
@media(max-width:820px){.lead-card .frow{grid-template-columns:1fr;}}

section{padding:64px 0;}
.section-head{max-width:560px;margin-bottom:36px;}
.section-head h2{font-size:28px;}

/* KENAPA + PROSES (combined tabbed accordion) */
.tabs{display:flex;gap:6px;background:var(--navy-soft);padding:5px;border-radius:100px;width:fit-content;margin-bottom:24px;}
.tab-btn{border:none;background:none;padding:9px 20px;border-radius:100px;font-family:'Plus Jakarta Sans',sans-serif;font-size:13.5px;font-weight:600;color:var(--ink-soft);cursor:pointer;transition:background .2s ease, color .2s ease;}
.tab-btn.active{background:var(--navy);color:#fff;}
.tab-panel{display:none;}
.tab-panel.active{display:block;}
.acc-list{border-top:1px solid var(--line);background:var(--paper-raised);border-radius:var(--radius);border:1px solid var(--line);padding:0 16px;}
.acc-row{border-bottom:1px solid var(--line);}
.acc-row:last-child{border-bottom:none;}
.acc-btn{width:100%;display:flex;align-items:center;gap:14px;padding:18px 4px;background:none;border:none;cursor:pointer;text-align:left;font-family:inherit;}
.acc-num{width:30px;height:30px;border-radius:50%;background:var(--navy-soft);color:var(--navy);font-family:'Poppins',sans-serif;font-size:12.5px;font-weight:700;display:flex;align-items:center;justify-content:center;flex-shrink:0;transition:background .2s ease, color .2s ease;}
.acc-row.open .acc-num{background:var(--orange);color:#fff;}
.acc-title{flex:1;font-size:15px;font-weight:600;color:var(--ink);}
.acc-chevron{color:var(--ink-soft);font-size:13px;transition:transform .25s ease;}
.acc-row.open .acc-chevron{transform:rotate(180deg);}
.acc-body{max-height:0;overflow:hidden;transition:max-height .3s ease;}
.acc-row.open .acc-body{max-height:220px;}
.acc-body-inner{display:grid;grid-template-columns:120px 1fr;gap:16px;padding:0 4px 20px 44px;align-items:center;}
.acc-body-inner.text-only{grid-template-columns:1fr;}
.acc-body-inner img{width:100%;height:86px;object-fit:cover;border-radius:10px;}
.acc-body-inner p{font-size:13.5px;color:var(--ink-soft);margin:0;}
@media(max-width:600px){.acc-body-inner{grid-template-columns:1fr;}.acc-body-inner img{height:140px;}}

.media-head{display:flex;justify-content:space-between;align-items:flex-end;margin-bottom:28px;flex-wrap:wrap;gap:12px;}
.media-slider{position:relative;}
.media-track{display:flex;gap:16px;overflow-x:auto;scroll-snap-type:x mandatory;scroll-behavior:smooth;padding-bottom:4px;-ms-overflow-style:none;scrollbar-width:none;}
.media-track::-webkit-scrollbar{display:none;}
.mcard{position:relative;flex:0 0 240px;aspect-ratio:3/4;scroll-snap-align:start;border-radius:16px;overflow:hidden;display:block;background:var(--navy);transition:transform .25s ease, box-shadow .25s ease;}
.mcard:hover{transform:translateY(-6px);box-shadow:0 20px 40px rgba(14,35,80,.25);}
.mcard .mimg{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;transition:transform .4s ease;}
.mcard:hover .mimg{transform:scale(1.08);}
.mcard .mfallback{position:absolute;inset:0;background:var(--navy-soft);display:flex;align-items:center;justify-content:center;color:var(--navy);font-family:'Poppins',sans-serif;font-size:13px;text-align:center;padding:16px;}
.mcard .mscrim{position:absolute;inset:0;background:linear-gradient(180deg, rgba(14,35,80,0) 40%, rgba(14,35,80,.92) 100%);}
.mcard .mdate{position:absolute;top:12px;left:12px;z-index:2;font-size:10.5px;font-weight:700;color:#fff;background:rgba(245,146,59,.9);padding:4px 10px;border-radius:100px;letter-spacing:.02em;}
.mcard .mbody{position:absolute;left:0;right:0;bottom:0;z-index:2;padding:16px;}
.mcard h4{font-family:'Poppins',sans-serif;font-size:14.5px;font-weight:500;color:#fff;margin:0;line-height:1.35;}
.mcard.seemore{background:var(--navy);display:flex;align-items:center;justify-content:center;text-align:center;padding:20px;}
.mcard.seemore span{font-family:'Poppins',sans-serif;font-size:14px;font-weight:600;color:#fff;}
.media-arrow{position:absolute;top:40%;transform:translateY(-50%);width:38px;height:38px;border-radius:50%;background:var(--paper-raised);border:1px solid var(--line);cursor:pointer;z-index:5;display:flex;align-items:center;justify-content:center;font-size:16px;color:var(--ink);box-shadow:var(--shadow);}
.media-arrow.prev{left:-14px;} .media-arrow.next{right:-14px;}
.grid-media{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;}
.grid-media .mcard{flex:none;}
@media(max-width:900px){.grid-media{grid-template-columns:repeat(2,1fr);}.media-arrow{display:none;}}

.scam-head{text-align:center;max-width:560px;margin:0 auto 36px;}
.scam-head h2{font-size:26px;}
.scam-head h2 .warn{color:var(--red);}
.scam-head p{color:var(--ink-soft);font-size:14.5px;margin-top:10px;}
.scam-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px;}
.scam-card{position:relative;border-radius:var(--radius);padding:26px 24px;overflow:hidden;}
.scam-bad{background:var(--red-bg);border:1px solid rgba(214,69,69,.22);}
.scam-good{background:var(--navy-soft);border:1px solid rgba(14,35,80,.15);}
.scam-card .deco{position:absolute;top:14px;right:14px;font-size:60px;opacity:.1;line-height:1;}
.scam-bad .deco{color:var(--red);} .scam-good .deco{color:var(--navy);}
.scam-title{display:flex;align-items:center;gap:10px;margin-bottom:16px;}
.scam-badge{width:32px;height:32px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-size:15px;font-weight:700;flex-shrink:0;}
.scam-bad .scam-badge{background:var(--red);color:#fff;} .scam-good .scam-badge{background:var(--navy);color:#fff;}
.scam-bad h3{color:var(--red);font-size:16px;} .scam-good h3{color:var(--navy);font-size:16px;}
[data-theme="dark"] .scam-good h3{color:#fff;}
.scam-card ul{margin:0;padding:0;list-style:none;}
.scam-card li{font-size:13.5px;padding:8px 0;display:flex;gap:10px;color:var(--ink-soft);align-items:flex-start;}
.scam-li-ic{width:18px;height:18px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-size:10px;font-weight:700;flex-shrink:0;margin-top:1px;}
.scam-bad .scam-li-ic{background:rgba(214,69,69,.15);color:var(--red);}
.scam-good .scam-li-ic{background:rgba(52,168,104,.15);color:var(--green);}
@media(max-width:820px){.scam-grid{grid-template-columns:1fr;}}

.safety-box{background:var(--paper-raised);border:1px solid var(--line);border-radius:var(--radius);margin-top:20px;overflow:hidden;}
.safety-head{display:flex;align-items:center;gap:10px;padding:16px 20px;border-bottom:1px solid var(--line);}
.safety-head .ic{width:26px;height:26px;border-radius:50%;background:var(--orange);color:#fff;display:flex;align-items:center;justify-content:center;font-size:13px;flex-shrink:0;}
.safety-head h4{font-size:14.5px;flex:1;}
.safety-head .tag{font-size:11px;color:var(--ink-soft);border:1px solid var(--line);border-radius:100px;padding:3px 10px;}
.accordion-item{border-bottom:1px solid var(--line);}
.accordion-item:last-child{border-bottom:none;}
.accordion-btn{width:100%;display:flex;justify-content:space-between;align-items:center;padding:15px 20px;background:none;border:none;cursor:pointer;font-family:inherit;font-size:13.5px;font-weight:600;color:var(--ink);text-align:left;}
.accordion-chevron{transition:transform .2s;color:var(--ink-soft);font-size:12px;}
.accordion-item.open .accordion-chevron{transform:rotate(180deg);}
.accordion-body{max-height:0;overflow:hidden;transition:max-height .25s;}
.accordion-item.open .accordion-body{max-height:220px;}
.accordion-body-inner{padding:0 20px 18px;font-size:13px;color:var(--ink-soft);line-height:1.65;}
.accordion-body-inner b{color:var(--ink);}

.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;}
.tcard{background:var(--paper-raised);border-radius:var(--radius);padding:22px;border:1px solid var(--line);}
.tcard p{font-size:13.5px;color:var(--ink-soft);margin:0 0 16px;font-style:italic;}
.tcard .who{display:flex;align-items:center;gap:10px;}
.avatar{width:36px;height:36px;border-radius:50%;background:var(--orange);color:#fff;display:flex;align-items:center;justify-content:center;font-size:13px;font-weight:600;}
.who b{font-size:13px;display:block;} .who span{font-size:11.5px;color:var(--ink-soft);}
@media(max-width:900px){.grid-3{grid-template-columns:1fr;}}

footer{background:var(--navy);color:#fff;padding:48px 0 24px;}
.foot-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:36px;margin-bottom:32px;}
footer h4{font-family:'Poppins',sans-serif;font-size:15px;font-weight:500;margin-bottom:14px;}
footer p,footer a{font-size:13.5px;color:rgba(255,255,255,.75);}
footer .flinks a{display:block;margin-bottom:8px;}
.foot-bottom{border-top:1px solid rgba(255,255,255,.15);padding-top:20px;font-size:12.5px;color:rgba(255,255,255,.55);display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:12px;}
.foot-icons{display:flex;gap:10px;}
.ficon{width:38px;height:38px;border-radius:50%;display:flex;align-items:center;justify-content:center;cursor:pointer;border:none;color:#fff;padding:0;}
.ficon.wa{background:#25D366;} .ficon.wa:hover{background:#1EBE5A;}
.ficon.chat{background:var(--orange);font-size:17px;} .ficon.chat:hover{background:var(--orange-deep);}
.ficon svg{width:19px;height:19px;}
@media(max-width:820px){.foot-grid{grid-template-columns:1fr;}}

#chat-bubble{position:fixed;bottom:22px;right:22px;width:60px;height:60px;border-radius:50%;background:var(--orange);color:#fff;display:flex;align-items:center;justify-content:center;cursor:pointer;box-shadow:0 10px 28px rgba(245,146,59,.4);z-index:100;border:none;font-size:24px;}
#chat-panel{position:fixed;bottom:96px;right:22px;width:360px;max-width:92vw;height:520px;max-height:78vh;background:var(--paper-raised);border-radius:16px;box-shadow:0 20px 50px rgba(20,35,31,.25);display:none;flex-direction:column;overflow:hidden;z-index:100;}
#chat-panel.open{display:flex;}
.chat-head{background:var(--navy);color:#fff;padding:14px 16px;display:flex;align-items:center;gap:10px;}
.chat-head .av{width:34px;height:34px;border-radius:50%;background:var(--orange);display:flex;align-items:center;justify-content:center;font-family:'Poppins',sans-serif;font-weight:600;font-size:14px;}
.chat-head b{font-size:14px;display:block;}
.chat-head span{font-size:11.5px;color:rgba(255,255,255,.7);}
.chat-head .close{margin-left:auto;cursor:pointer;background:none;border:none;color:#fff;font-size:18px;opacity:.8;}
#chat-body{flex:1;overflow-y:auto;padding:14px;display:flex;flex-direction:column;gap:10px;background:var(--paper);}
.msg{max-width:82%;padding:10px 13px;border-radius:14px;font-size:13.5px;line-height:1.5;}
.msg.bot{background:var(--paper-raised);border:1px solid var(--line);align-self:flex-start;border-bottom-left-radius:4px;color:var(--ink);}
.msg.user{background:var(--navy);color:#fff;align-self:flex-end;border-bottom-right-radius:4px;}
.chat-input-row{display:flex;gap:8px;padding:12px;border-top:1px solid var(--line);background:var(--paper-raised);}
.chat-input-row input{flex:1;border:1px solid var(--line);border-radius:100px;padding:10px 14px;font-size:13.5px;font-family:inherit;outline:none;background:var(--paper);color:var(--ink);}
.chat-input-row input:focus{border-color:var(--orange);}
.chat-send{width:38px;height:38px;border-radius:50%;background:var(--orange);border:none;color:#fff;display:flex;align-items:center;justify-content:center;cursor:pointer;flex-shrink:0;}
.typing{font-size:12px;color:var(--ink-soft);padding:2px 4px;}